Workers' compensation programs provide valuable benefits to workers who are injured on the job, or during the course of their work, or who contract an occupational disease. Workers' compensation can cover a short-term or a long-term absence from work, depending upon the injuries sustained. Because a disabling condition can range from mild to severe and permanent, workers' compensation is designed to help the injured worker in either scenario.
Under Kentucky law, workers' compensation is compulsory, which means that the majority of employers are required to carry it. Employers have the option of insuring through private carriers, self-insurance, or through groups of employers.
In Kentucky, there is no exemption for employers with a small number of employees; therefore, most workers are covered under workers' compensation in the event they are injured on-the-job. If you or someone you love has sustained a workplace injury, a Covington personal injury lawyer will be able to guide you through the claims process as swiftly as possible, while looking out for your best interests.
Workers' Compensation Benefits
Workers' compensation will pay for medical care immediately following a work-related injury. It also pays for temporary disability benefits after a short waiting period (typically three to seven days). Furthermore, for workers who have severe injuries, it can pay for permanent partial and permanent total disability benefits. Workers' compensation benefits may include the following:
- Medical benefits with no time or monetary limitations
- Benefits for temporary disability (TTD)
- Benefits for permanent total disability (PTD)
- Benefits for permanent partial disability (PPD)
- Disfigurement Benefits
Covington Workers' Compensation Lawyer
Workers' compensation is considered a "no fault" system; this means that an employee can recover compensation for an accident, even if it was due to his or her own negligence. For most injured workers, they need to start receiving their benefits as soon as possible. Filing a workers' compensation claim is a very complicated process. Although it's meant to be self explanatory, most people find the procedure time consuming and confusing.
At a time when you must have access to the medical care you need, as well as the appropriate level of benefits, it's a wise idea to enlist the services of an experienced attorney who knows the process inside and out. Attorney Robert Roper can ensure that you follow the proper protocol in an efficient manner, and if you run into any trouble with our employer, or their insurance company, he will be by your side fighting aggressively to protect you and your best interests.
He can also examine the possibility of filing a third party claim. At times when a third party such as a contractor may be legally liable for your injuries, you may be able to receive compensation from a third party claim in addition to your workers' compensation benefits. Call the firm today to get started on your workers' compensation claim!